Click The Link Below To Download Our Household Inventory Form
This household inventory form is a guideline for collecting information on your personal assets, but keep in mind, after a household emergency, if you can’t access this document it won’t help when you have to file a report with your insurance agent. e-pact is different. It is a secure, online, asset cataloging tool. In the event of a household emergency you will be able to access information about lost, stolen or damaged assets, from anywhere you have access to the internet.
What would you do if you spent the weekend away from home, only to return and find that someone had broken in and taken some very valuable assets? What would you do the day after your home had burned to the ground?
It would be obvious that some of your things had been stolen or destroyed, but would you know exactly what needed to be replaced? If you’re like most Americans you carry a homeowner’s or renter’s insurance policy. The next logical step would be to call your insurance agent and let them know what had happened.
Your agent would ask very detailed questions about your assets. Among the information you would need to know is serial numbers, makes and models of your assets. The agent may ask for photos of the item, receipts, appraisal reports or some other documentation.
Insurance companies will not just accept vague details about items you claim to have owned. The policy guidelines you received when you purchased the insurance probably state that you must keep a descriptive inventory of the items you have asked them to cover. Having specific details about an item will not only ensure that the item is covered by your policy, but that it is replaced for fair market value.